Investments
How your assets are invested will have a substantial impact on your wealth creation potential. Or, if you are drawing on your assets, it will affect their longevity.
Important asset investment considerations include:
- which assets you are invested in (e.g., shares, property, bonds, cash)
- how much you have of each asset
- how these assets are managed.
How your assets are managed can have a substantial
impact on your after-tax return.
Having worked in the funds management industry, we
have a good knowledge of fund managers and investment
styles. We are thorough in our research of investment
products, and regularly meet with fund managers to review
existing products and learn about new ones.
Tax-effective investments
Every year, just prior to 30 June, fund managers
launch a multitude of tax-effective investments. They all
tend to offer tax deductions and excellent long-term
outcomes, but they are complicated in structure and often
have high hidden costs. Some, however, are
well-structured, cost-effective investment opportunities
suitable for some people. We research a large number of
these opportunities every year and find that some of them
offer our clients a very good addition to their other
savings strategies.
These investments typically also have high and varied adviser commissions. Our fee-for-service approach reassures our clients that we are unbiased in our recommendation. Furthermore, it means our clients get more of their funds invested than they would if they invested without an adviser or through one that has a commission-based remuneration model.